Blog - Jason Wodlinger Mortgages

Ontario house with separate basement apartment entrance and detached backyard garden suite

Interior Design & Renovations · Mortgage Qualifying

Financing Basement Apartments, Garden Suites and Rental Renovations

Explore Ontario mortgage financing options for basement apartments, garden suites and rental renovations, including home equity, rental income and construction costs.

Read Article →

Renovation plans blending into construction and a completed modern kitchen

Interior Design & Renovations · Property Investing

How to Finance Home Renovations in Ontario

Explore refinancing, HELOCs, second mortgages and purchase-plus-improvements financing for Ontario home renovations.

Read Article →

Interior Design & Renovations · Property Investing

Using Home Equity to Pay for Interior Design and Home Improvements

Explore Ontario mortgage refinancing, HELOCs and other ways to finance interior design and home improvements using home equity.

Read Article →

House with a visible below-ground basement apartment and separate entrance

Mortgage Qualifying · Property Investing

Canadian Rents Have Fallen for Two Years. Could That Affect Your Mortgage Approval?

Canadian asking rents have fallen for 24 months. Here is how lower rents can affect rental-income qualification, refinancing and investment-property mortgages.

Read Article →

Ontario OSAP government grant document with money flowing from it, above education books and a glowing path to a home

Mortgage Qualifying

OSAP Funding Freeze: Could Going Back to School Affect Your Mortgage?

Ontario paused OSAP payments tied to private postsecondary institutions. Here is how student funding, employment changes and OSAP debt can affect mortgage…

Read Article →

Interior Design & Renovations

$2 Billion from Ottawa in Heat Pump Rebates — How Can You Finance the Renovations?

Canada announced a new National Heat Pump Rebate. Here is what is known so far and how homeowners may finance renovation costs…

Read Article →

Bank building standing through powerful winds, symbolizing resilience during disruption

Miscellaneous · Politics & Economy

A Plague in Russia? How Pandemics Have Changed Canadian Mortgages

A suspected plague case in Russia was not confirmed. Here is what COVID permanently changed in Canadian mortgages, digital banking, identity checks…

Read Article →

Three speakers on stage at Toronto City Hall addressing an audience

Home Buying Strategies · House Price & Sales Trends

Could Toronto’s next mayor affect what property you can afford to buy?

Toronto votes for mayor October 26. Here is how land transfer tax, property taxes, development charges and housing supply can affect home…

Read Article →

House emerging from a lottery ticket, symbolizing lottery winnings helping fund a home purchase

Mortgage Qualifying

You Won the Lottery? Can You Get a Mortgage Now?

Won the lottery in Canada? Here is how winnings can affect your down payment, source-of-funds documentation, mortgage qualification, credit and high-net-worth options.

Read Article →