Jason Wodlinger,
Mortgage Agent Level 2
FSRA# M23007969
416.899.2750
jason@wodlinger.com
Our Latest Articles
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25-Year vs. 30-Year Mortgage Amortization
The difference between a 25-year and 30-year mortgage can cost you tens of thousands of dollars. A 30-year amortization can make your mortgage payment considerably easier to manage. A 25-year…
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How Does a Bank Analyze Your Income for a Mortgage?
You can earn a lot of money and still have a bank tell you that you don’t earn enough. You might earn $100,000 a year, but a lender may not…
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How Does Your Credit Score Affect Your Mortgage?
Your credit score can make or break your mortgage approval. Table of Contents How Lenders Read Credit Scores Credit Score 680 or Higher Credit Score 600 to 680 Credit Score…
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Could Mortgage Rules Change in Quebec Under the New Parti Québécois Government?
The Parti Québécois won the October 5, 2026 Québec election and is set to form a minority government under Paul St-Pierre Plamondon. For anyone buying a home or renewing a…
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High-Ratio Mortgages: What Happens When You Put Less Than 20% Down?
What happens when you buy a home with less than 20% down? Here’s how high-ratio mortgages, mortgage insurance, down payments and insured rates work.
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What Is the Mortgage Stress Test? GDS and TDS Explained
How Canada’s mortgage stress test uses GDS and TDS to determine how much mortgage you can qualify for.
