Blog - Jason Wodlinger Mortgages

Stylized map of Ontario viewed from space, with oversized illustrated condo towers rising across the province, especially around Toronto.

House Price & Sales Trends · Mortgage Qualifying

Ontario Housing Could Rebound in 2027. Why Might Your City Miss Out?

Desjardins predicts a modest 2027 Ontario housing recovery, but Toronto, Ottawa, Hamilton and other regions face different mortgage and price risks.

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Canada-U.S. Relations · Mortgage Qualifying

Mortgage Challenges for Non-Canadians

Challenges for Non-Canadians looking for a Mortgage in Canada

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Illustration about refinancing a rural property in Ontario

Mortgage Qualifying · Mortgage Refinancing

Refinancing a rural property Ontario

Refinancing a rural property in Ontario can involve extra lender review for acreage, wells, septic systems, road access, property use and appraisal.

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Three blended scenes showing a smaller downsized home, a home being renovated, and a house for sale

Miscellaneous · Mortgage Qualifying

Renovate, Sell or Downsize? The Mortgage Decisions That Matter

Renovate, move or downsize in Ontario? Compare mortgage penalties, home equity, financing options and transaction costs before deciding.

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Ontario house with separate basement apartment entrance and detached backyard garden suite

Interior Design & Renovations · Mortgage Qualifying

Financing Basement Apartments, Garden Suites and Rental Renovations

Explore Ontario mortgage financing options for basement apartments, garden suites and rental renovations, including home equity, rental income and construction costs.

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House with a visible below-ground basement apartment and separate entrance

Mortgage Qualifying · Property Investing

Canadian Rents Have Fallen for Two Years. Could That Affect Your Mortgage Approval?

Canadian asking rents have fallen for 24 months. Here is how lower rents can affect rental-income qualification, refinancing and investment-property mortgages.

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Ontario OSAP government grant document with money flowing from it, above education books and a glowing path to a home

Mortgage Qualifying

OSAP Funding Freeze: Could Going Back to School Affect Your Mortgage?

Ontario paused OSAP payments tied to private postsecondary institutions. Here is how student funding, employment changes and OSAP debt can affect mortgage…

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Three speakers on stage at Toronto City Hall addressing an audience

Home Buying Strategies · House Price & Sales Trends

Could Toronto’s next mayor affect what property you can afford to buy?

Toronto votes for mayor October 26. Here is how land transfer tax, property taxes, development charges and housing supply can affect home…

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House emerging from a lottery ticket, symbolizing lottery winnings helping fund a home purchase

Mortgage Qualifying

You Won the Lottery? Can You Get a Mortgage Now?

Won the lottery in Canada? Here is how winnings can affect your down payment, source-of-funds documentation, mortgage qualification, credit and high-net-worth options.

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