Buying a More Expensive Home With Less Than 20% Down: Options and Risks
A smaller down payment can open more doors, but the larger mortgage behind those doors…
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Ottawa Wants CRA to Catch Mortgage Income Fraud. What Could Change for Borrowers?
Ottawa proposes CRA income verification to help lenders detect mortgage fraud. Here’s what it could change for Ontario borrowers.
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47% of Canadians Used Savings to Pay Bills
A survey found 47% of Canadians used savings for everyday bills. Learn why mortgage renewal approval can still leave Ontario households short of cash.
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Private Mortgage Arrears Are Rising in Greater Toronto and Hamilton Area
CMHC reports that 11.1% of GTHA mortgage investment entity balances were 90+ days overdue. What does this mean for private mortgages and Ontario power of sale?
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What Is Loan-to-Value (LTV) in a Mortgage?
How LTV affects how much you can borrow, your mortgage rate, and how lenders value your property.
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Credit Score & Debt Consolidation | Home Financing | Mortgage Qualifying | Mortgage Refinancing | My Situation Is Urgent
I Lost My Job. What Happens to My Mortgage?
Lost your job while carrying a mortgage? Learn when to contact your lender, what relief options may exist, and what refinancing can and cannot do.
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Binance’s $6.3 Billion Hack: Could Your Mortgage Information Be at Risk?
Binance reported a US$6.3 billion crypto security incident. What does it reveal about mortgage documents, identity theft, closing fraud and protecting Ontario borrowers?
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Could an AI Data Centre Near Your Home Eventually Affect Your Property Taxes—and Mortgage Affordability?
Oakville is reviewing AI data-centre development. Could infrastructure costs eventually affect homeowners’ property taxes and mortgage qualification?
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Trump Changes 50% Tariffs on Canadian Goods—Could Ontario Workers Lose Mortgage Qualification?
October 30 U.S. tariff changes could affect Ontario manufacturing income. Learn why a mortgage preapproval may change if employment or overtime changes.
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Mortgage Brokers Want 40-Year Mortgages and 90% Refinancing. Could Ottawa Rewrite Canada’s Mortgage Rules?
Mortgage brokers want 40-year amortizations, 90% insured refinancing and repayable down-payment help. What could this mean for Ontario borrowers?
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Investors recently bought GTA Condos at 40% Discounts. Why Can’t You?
Investment groups bought 45% of new GTHA condos in Q3 at bulk prices far below original listings. What can individual buyers learn about mortgage financing?
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Ontario’s New Digital ID: Could It Stop Mortgage Fraud—or Create New Risks?
Ontario plans optional digital IDs. Could they prevent mortgage and title fraud—or introduce new security risks? What Ontario homeowners need to know.
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Ontario Housing Could Rebound in 2027. Why Might Your City Miss Out?
Desjardins predicts a modest 2027 Ontario housing recovery, but Toronto, Ottawa, Hamilton and other regions face different mortgage and price risks.
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Mortgage Challenges for Non-Canadians
Challenges for Non-Canadians looking for a Mortgage in Canada
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Refinancing a rural property Ontario
Refinancing a rural property in Ontario can involve extra lender review for acreage, wells, septic systems, road access, property use and appraisal.
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Renovate, Sell or Downsize? The Mortgage Decisions That Matter
Renovate, move or downsize in Ontario? Compare mortgage penalties, home equity, financing options and transaction costs before deciding.
