Ottawa Wants Clearer Mortgage Penalties. Will Ontario Homeowners Pay Less?
Budget 2026 proposes clearer mortgage prepayment-penalty information, not lower fees. See what Ontario homeowners should compare before selling, switching or refinancing.
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47% of Canadians Used Savings to Pay Bills
A survey found 47% of Canadians used savings for everyday bills. Learn why mortgage renewal approval can still leave Ontario households short of cash.
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Private Mortgage Arrears Are Rising in Greater Toronto and Hamilton Area
CMHC reports that 11.1% of GTHA mortgage investment entity balances were 90+ days overdue. What does this mean for private mortgages and Ontario power of sale?
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Credit Score & Debt Consolidation | Home Financing | Mortgage Qualifying | Mortgage Refinancing | My Situation Is Urgent
I Lost My Job. What Happens to My Mortgage?
Lost your job while carrying a mortgage? Learn when to contact your lender, what relief options may exist, and what refinancing can and cannot do.
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Trump Targets U.S. Mortgage Costs: Could Canadian Homeowners Get the Same Break?
Trump’s October 22 mortgage-cost order targets U.S. insurance and refinancing fees. Could Ontario homeowners benefit from similar reforms?
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Mortgage Brokers Want 40-Year Mortgages and 90% Refinancing. Could Ottawa Rewrite Canada’s Mortgage Rules?
Mortgage brokers want 40-year amortizations, 90% insured refinancing and repayable down-payment help. What could this mean for Ontario borrowers?
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Refinancing a rural property Ontario
Refinancing a rural property in Ontario can involve extra lender review for acreage, wells, septic systems, road access, property use and appraisal.
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Private Lenders
Private mortgages can provide short-term financing when conventional options are unavailable. Learn how Ontario private lenders work, what they cost and why an exit plan matters.
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Mortgage Refinancing in Ontario
Learn how mortgage refinancing works in Ontario, including equity limits, stress-test rules, penalties, costs, debt consolidation and qualification.
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How to Stop Power of Sale in Ontario
How can you stop a Power of Sale? We walk you through the process and explain the details.
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Refinancing a Mortgage for Debt Consolidation
How can you consolidate debt with your mortgage? We answer all your questions.
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Credit Score & Debt Consolidation | Financial Management & Investing | Mortgage Refinancing | My Situation Is Urgent | Uncategorized
Debt Consolidation
What should I do about my debt given rising interest rates? October 2026 update: The interest-rate…
