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Mortgage Qualifying
19 articles · Page 2
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Mortgage Qualifying · Politics & EconomyCould Mortgage Rules Change in Quebec Under the New Parti Québécois Government?
The incoming Parti Québécois government cannot rewrite every mortgage rule. Here is what remains federal and what Québec could actually change.
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Home Buying Strategies · Mortgage TermsHigh-Ratio Mortgages: What Happens When You Put Less Than 20% Down?
What happens when you buy a home with less than 20% down? Here’s how high-ratio mortgages, mortgage insurance, down payments and insured…
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Mortgage Terms · Mortgage QualifyingWhat Is the Mortgage Stress Test? GDS and TDS Explained
How Canada's mortgage stress test uses GDS and TDS to determine how much mortgage you can qualify for.
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Credit Score & Debt Consolidation · Mortgage QualifyingI Lost My Job. What Happens to My Mortgage?
Lost your job while carrying a mortgage? Learn when to contact your lender, what relief options may exist, and what refinancing can…
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Mortgage Terms · Mortgage QualifyingWhat Is Loan-to-Value (LTV) in a Mortgage?
How LTV affects how much you can borrow, your mortgage rate, and how lenders value your property.
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House Price & Sales Trends · Mortgage QualifyingSalary vs House Prices
What house price can you afford ? How much mortgage can you afford ? What...
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Mortgage Qualifying · Mortgage RatesMortgage Strategies with Uncertain Interest Rates
The Bank of Canada (BoC) raised interest rates at the fastest pace in 20 years....
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