
Today’s Ontario Mortgage Rates
Contact us now to lock your rate in today.
| Term | Mortgage Rate |
| 2 year term | 4.09% |
| 3 year term | 4.14% |
| 4 year term | 4.29% |
| 5 year term | 4.24% |
| Variable Rates | 3.60% |
| 1 year term | Our Private Lenders offer short terms |
| credit score <600 | Our Lenders can help with bruised credit |
updated / Jun 18, 2026
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US Trade War & Canadian Unemployment
If US trade negotiations fall apart, what could happen to economy, your job and your mortgage?
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Interprovincial Trade Barriers & Mortgages
Canada’s trade barriers between provincial borders is estimated to be equivalent to a 9% tariff. The IMF estimates that eliminating these barriers could increase Canada’s economy, increase household incomes, housing…
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Heat Waves and House Prices
Heat extremes will eventually affect house prices and mortgages in many ways.
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The US Ambassador and your Canadian mortgage
What an Expelled US Ambassador from Canada could mean for your mortgage.
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Why mortgage rates may rise in a strong economy
If Canada Is Adding Jobs, Why Aren’t Mortgage Rates Falling?
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Tariffs in Canada and Mortgage Rates
US Tariffs’ Affect on Canadian Mortgage Rates.
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