Get Pre-Qualified Now
We’ll compare your profile against our top lenders’ requirements.
If requirements are met, you’ll get a confirmation number.
Learn more about Pre-Qualifying
Begin Pre-Qualification here
We will never sell or share your data with any third party. Only employees of JWM will contact you to see if we can help.
Mortgage Rates
(assumes credit score >680)
| Term | Mortgage Rate |
| 2 year term | 4.09% |
| 3 year term | 3.99% |
| 4 year term | 4.29% |
| 5 year term | 3.99% |
| Variable Rates | contact us |
| 1 year term | Need a short term private lender? Call us |
| credit score <680 | We work with lenders focusing on challenged credit scores Call us! |
updated April 11, 2025
Understanding the
Pre-Qualifying Process
- Pre-qualifying ensures we respect your time. If there is a high probability (no guarantees) to solve your situation we’ll tell you right away. If we can’t help at least we’ve saved you some time.
- Our system compares the information you provide in this online questionnaire against the requirements of our top lenders.
- Pre-qualified means your file will be prioritized ahead of any other client who has not been pre-qualified.
- Funds can be received faster when one is pre-qualified.
- A critical element of the analysis includes whether your total debt load is under 75% of your house value. To understand more about this analysis, contact us.
Next Steps in the process
- After submission, one of our agents will contact you before 5pm today.
- Our agents will speak with you to learn more about your situation.
- We will request a few documents.
- When documents are received, we can provide a conditional mortgage approval in 24 hours.
- After issuing the conditional approval, the lender may ask other questions and requst more documents.
- Upon receipt of all documents you can receive funding in 48 hours.
Private Lenders
| AltaWest Capital | AW Capital |
| CMI Group | Firm Capital |
| Fisgard Mortgage | PHL Capital |
| Premhome | RiverRock |
| Sequence Capital | Tribecca Finance |
| VWR Capital | Gentai Capital |
And many many more……
Alternative Lenders
| CWB Optimum | Equitable |
| Hometrust | First National |
| B2B Bank | MCAN Financial |
| MCAP Financial | Haventree |
| RFA Mortgages | Effort Trust |
| Strive Capital | First Ontario |
And many many more……
