Residential Tips
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- Families grow (and so does the cost of moving into a larger house). Thankfully, the equity in your house grows as well which helps your financing.
- JWMortgages can help you finance the incremental cost of buying a larger more expensive house. We’ll find you a mortgage solution that continues to nurture and improve your financial situation
- Concerned about jumping into the housing market with so much uncertainty around interest rates? Check out our latest blog.
- Contact JWMortgages for a no obligation, transparent and blunt conversation
- Despite the fact that over 15% of working Canadians are self-employed – not to mention self-employed households are more likely to have a mortgage vs those salaried – it’s more challenging for them to get a mortgage
- For the self-employed borrower Lenders require more documentation, ask more questions and the process takes longer.
- JWMortgages will take on all this work and aim to make the process as efficient and seamless as possible
- We will work tirelessly on your behalf to explain your income to lenders. We’ll answer all their questions and use our experience to emphasize the strengths in your application.
- You concentrate on running your business – let JWMortgages take care of the rest
- investing in property that generates income is an experienced strategy to diversity your wealth
- properties may include 3 story walk-up apartments, entire house rental, basement apartment…etc
- JWMortgages can explain the benefits and risks of rental property as well as the specific manner in which lenders evaluate these mortgage appilcations
- Contact JWMortgages if you want to discuss your options.
- Being a parent, I’d love to have my university kids move back to our home city after graduation. But they would never be able to afford a house on their salary.
- If you have the capacity for a downpayment, consider buying a property today in which your kids could live – even if they are 3 or 4 years away from graduation. JWMortgages can help you finance the purchase as well as recommend real estate agents to lease the property out until your kids come home.
- JWMortgages can create a strategy wherein rent is applied to your monthly costs – including mortgage payments.
- Help your kids out without helping out too much. Charge your kids rent and then invest the money for them on their behalf. JWMortgages can connect you with our partnered Financial Advisors
- Lenders ask more questions about rural properties because of wells/septic tanks, road access etc.
- JWMortgages can answer all lenders’ questions on your behalf. We will deal with all the challenges without taking up your time.
- JWMortgages has a whole team in place with expertise in rural properties and low-resale markets. We also have strong relationships with lendors who focus primarily on rural properties
- Contact us today for a no obligation conversation
- JWMortgages can give you an estimate for an interest rate based on a quick 15 minute phone call
- If you would like to buy out a partner’s share of propery, JWMortgages can help you finance such a decision.
- We understand that these types of decisions are stressful and overwhelming. Let us take the work off your hands and give you peace of mind through our expertise and objective recommendations
- Property decisions in conjuction with major life changes don’t have to be stressful when you surround yourself with professionals who have your best interests at heart
- Click here to learn more about our recommended legal experts who can help with property distribution and other matters related to family law.
- The amount of loan for which one can qualify depends on many factors such as: income, credit score, other debt all of which significantly influence loan approval.
- Check out our affordability calculators
- JWMortgages can give you an estimate for a loan amount based on a quick 15 minute phone call
- For an approximate estimate check out our latest rates
- The intereset rate for which one can qualify depends on many factors such as: income, credit score, other debt all of which significantly affect interest rates
- Sign up to receive interest rate annoucements
- For an approximate estimate, check out our rates
- One’s mortgage payments depend on many factors such as: loan value, amortization, interest rates all of which are critical elements
- JWMortgages can give you an estimate for a loan payments based on a quick 15 minute phone call
- For an approximate estimate check out our payment calculator