Mortgage Renewal Tips
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- Banks are great. But they are limited in how they can help you:
- A bank is limited to only selling it’s own products. JWMortgages can source out any mortgage product from any lender across the country. Check out our rates.
- A bank usually works 9 – 5. JWMortgages is available when you need us – weekdays 8am-9pm and weekends.
- Contact JWMortgages if you want to discuss how we can help
- JWMortgages will assess your entire financial situation. Then we find the lending product that is best for what you want to achieve and the constraints you may have given your finances.
- JWMortgages will ensure that we are improving your financial situation with any recommendation we make.
- If you want to compare options, JWMortgages will only check your credit score once, but can discuss it several times with multiple lenders. If you go to multiple banks you will need to have your credit score pulled each and every time.
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- Even if you are 3 – 6 – 12 months away from renewal, let’s meet and talk.It’s never too early for us to meet and start to plan.
- This is a common question and we’ll give you the honest truth: not always
- Remember that a bank will fight hard to keep your business (and has the capital to do so) They will actually lose money on a mortgage just to win. But it’s not always about rates. A discount from your bank of 25 basis points is only 83 dollars in savings a month.
- It’s also about options: do you have options that increase your cashflow? Protect you from financial turmoil? Enable you to capture falling interest rates?
- At JWMortgaes we do all the work – and we’re available for you when you need us. We will spend as much time as you need to understand your situation and your choices
- Check out our rates.
- For qualifying borrowers there is no cost. Once JWMortgages presents you the options, you will then pick the lender. It is that lender who pays JWMortgages a commission
- How do you know that JWM’s recommendations are not biased by the commission? Upon request JWM will tell you exactly how much commission we are paid for every scenario. There is no mystery with JWM. We are transparent, blunt and objective with our clients
- “Qualifying” means borrowers with average to high income, low debt and a good credit score
- Book a meeting with JWMortgages to find out how we can help.
- If you want to compare options, JWMortgages will only check your credit score once, but we can discuss it several times with multiple lenders. If you go to multiple banks you will need to have your credit score pulled each and every time.
- The amount of loan for which one can qualify depends on many factors: income, credit score, other debt – these are some of the influential criteria for loan approval
- JWMortgages can give you an estimate for a loan amount based on a quick 15 minute phone call
- For an estimate check out our affordability calculator
- The intereset rate for which one can qualify depends on many factors: income, credit score, other debt – these are some of the important issues affecting loan approval
- Sign up to receive interest rate annoucements
- For an approximate estimate, check out our rates
- One’s mortgage payments depend on many factors: loan value, amortization, interest rates – these are all critical elements
- JWMortgages can give you an estimate for a loan payments based on a quick 15 minute phone call
- For an estimate check out our payment calculator