Get Pre-Qualified Now

Once you submit we immediately confirm online if you are pre-qualified and provide a confirmation number.

We will never sell or share your data with any third party. Only employees of JWM will contact you to see if we can help.



  • Pre-qualifying ensures we respect your time. If there is a high probability (no guarantees) to solve your situation we’ll tell you right away. If we can’t help at least we’ve saved you some time.
  • Our system compares the information you provide in this online questionnaire against the requirements of our top lenders.
  • Pre-qualified means your file will be prioritized ahead of any other client who has not been pre-qualified.
  • Funds can be received faster when one is pre-qualified.
  • A critical element of the analysis includes whether your total debt load is under 75% of your house value. To understand more about this analysis, contact us.
  • After submission, one of our agents will contact you before 5pm today.
  • Our agents will speak with you to learn more about your situation.
  • We will request a few documents.
  • When documents are received, we can provide a conditional mortgage approval in 24 hours.
  • After issuing the conditional approval, the lender may ask other questions and requst more documents.
  • Upon receipt of all documents you can receive funding in 48 hours.

Find a Mortgage Agent from our Referral Database

How Does it Work?

  1. We search our database for Agents who specialize in your situation
  2. We match Agents to your needs

  • Mortgage agents are vetted by other licensed level 2 mortgage agents
  • We speak directly with every mortgage agent we include in our referral network
  • We confirm agent’s license per provincial regulators (eg: FSRA, RECA, etc)
  • We review Agent’s specialization in detail
  • We perform due diligence on Agents with references from supervisors
  • Mortgage Agents come from across Canada
  • We are interviewing and onboarding mortgage agents weekly

  • Your details are inputed in our platform (temporarily only)
  • Our AI algorithm will review our agent dabase and compare agents’ services to every detail of your situation
  • Our platform finds the top agents whose expertise match your needs
  • Agents are selected based on who is available right now to help
  • 1 – 3 agents will contact you
  • Responses occur in 5 minutes
  • You accept (or reject) agents’ contact
  • You are not obligated to work with (or respond to) any agent we refer
  • Speaking with a referred agent does not commit you in any way
  • There is no charge to you for using this referral service

  • The Agent will identify themselves with their name, brokerage and license #
  • If you respond they will schedule a discovery call
  • The Agent will listen to your situation and recommend a mortgage solution
  • If you agree to the solution, you will fill out an application, consent to a credit check and submit requested documents
  • If application is accepted you will receive a lender commtiment in writing

  • There is no charge to Borrowers for using this referral database. Mortgage Agents pay a finders fee
  • If a Borrower approves of the mortgage solution, it is the mortgage agent who pays this finders fee.

FAQs Mortgage Referral Database

Your situational informatiuon is only shared with the referred mortgage agents. Once the agent contacts you – your information is erased from our servers. We will never sell your data to third parties.

We meet every agent in our referral database. We also know their Brokerage and their Principle Broker to whom they report – as well as their clients. Agents come from all over Canada.

You will receive contact within 5 minutes via email, text and/or phone call.

There is no cost to Borrowers who use this referral platform. Only the mortgage agent pays a referral fee if you accept the mortgage solution.

Mortgage agents who are included in our database log on to our platform when they are ready to speak with Borrowers. As soon as your query is entered all agents – who are logged in to our portal – are potential referrals for you.

Referral Database – Begin here…

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Click one of the above 3 choices to continue

We will never sell your data to any third party. We only share your information with the 1–3 referrals you requested. By clicking "submit" you are agreeing to our privacy policy.